I Already Have Insurance…Why Do I Need A Home or Business Inventory?
Most individuals and business owners have a variety of insurance policies in place to help financially compensate them as they try to recover from a loss or misfortune. Whether it’s home owners, renters, automobile, health or life insurance coverage, paying these premiums affords you a certain level of “security”, a sense of well-being that, should disaster strike you or your family, you have the appropriate safeguards in place to help you recover financially, emotionally or physically from an unforeseen event.
In the cases of loss, damage or destruction of personal or business property you will most likely be required to file a claim and provide a list of each item prior to receiving reimbursement funds from your insurance company.
It’s not until you are displaced from your home or your businesses has been leveled by fire or natural disaster that you will realize speed is of the essence, and having a properly documented asset inventory of your home or business assets will prove invaluable when it comes time to submit your claim and maximize your financial recovery.
It’s not uncommon for someone that experiences a traumatic or catastrophic event to be so distraught at the thought of being victimized that they can’t even remember the brand of television in their family room. In these situations it’s very difficult, if not impossible to recall, from memory, items you had in your home or business just a few short hours ago. Victims of theft, fire, flood or natural disaster can often times become overwhelmed by the negative emotions generated by such a event, that it becomes painstakingly difficult to file a police report, much less provide a detailed recollection of your stolen, lost or destroyed property to your insurance adjustor.
In cases like this, the claims process stagnates and the victim is placed in the unenviable position of having the financial recovery delayed indefinitely.
After the fact can be a challenging time to reconstruct this information.
How can a Home or Business Inventory Help Me Recover?
Now, imagine how much less stressful this type experience would be if the victim had a detailed inventory record of their personal or business property prior to the disastrous event.
If you sit back and think about it I bet most would agree that having a comprehensive inventory of personal property is a really good idea. The problem is most people never get around to doing it – that’s where we come in.
Spyglass Home Inventory Service specializes in documenting, recording and archiving personal and business property. We can provide you with a comprehensive printed and digital record on CD/DVD of your home or business contents. This professional, reliable, third party, home inventory service is designed to maximize recovery on insurance claims, while helping to make the process more streamlined and stress-free.