Serving Clients in Lake County, Cook County and Chicago’s North Shore Suburbs
More than 380,000 homes are damaged or destroyed by fire every year.
Before disaster strikes and you’re faced with a devastating loss, make sure that you have a detailed inventory of your personal property – pictures, details, receipts and records of the contents of your home. If your home was damaged by a fire would you be able to give your insurance company a complete list of all the items that were damaged or destroyed?
Having an up-to-date home inventory will help get your insurance claim settled faster, establish value of your assets, verify losses and help you purchase the correct amount of insurance.
Your furniture, appliances, clothing, jewelry, gold, silver, collectables as well as electronic goods are all considered personal property. Like many people, you probably own much more than you realize. Too many people find out after a loss that they should have had a detailed property inventory, increased their coverage amounts or purchased replacement cost coverage.
What is a home inventory?
A home inventory is a detailed record of your personal property, professionally documented in a printed portfolio as well as digitally archived on CD with pictures, descriptions, serial numbers and receipt copies when appropriate.
An inventory keeps your important information and detailed documentation of your property in one convenient report to help you in the event you suffer a catastrophic event such as a fire, hurricane, flood, tornado, theft or require assistance with asset protection, estate planning or guidance for those left behind after the death of a loved one.
Why do I need a home inventory?
Most individuals have home owner’s insurance, car insurance, health insurance and life insurance as a protective measure in the event of accident, damage or unforeseen event. The reasoning behind these types of protective services is summed up by the following: “It’s better to have it and not need it, than to need it and not have it.”
Many individuals are in denial and prefer to assume that a catastrophic event or a disaster will never happen to them; however, basing your financial and emotional future on wishful thinking and random luck is rarely the best strategy.
Being prepared in the event of fire, disaster or catastrophe is the best defense.
Having a detailed and up to date home inventory is a critical component to any disaster recovery plan. If you are not able to document and maintain an inventory of your personal property, hire a professional. The fee to have the initial inventory performed is minimal when compared to the amount of money, heartache, anxiety and stress it will save you in the event of disaster.
Contact Spyglass Home Inventory today to schedule a free, no obligation home inventory needs assessment.
Spyglass Home Inventory offers Home Inventory and Business Asset Inventory Services throughout Chicago’s North Shore suburbs including both Cook County and Lake County in Illinois. We provide our residential property inventory, business asset inventory, asset protection inventory, estate planning inventory, divorce inventory and prenuptial inventory services to families and business owners in Barrington, Barrington Hills, Deerfield, Deer Park, Glencoe, Glenview, Grayslake, Gurnee, Hawthorn Woods, Highland Park, Highwood, Inverness, Kenilworth, Kildeer, Lake Bluff, Lake Forest, Libertyville, Lincolnshire, Long Grove, North Barrington, Northbrook, Park Ridge, Vernon Hills, Wilmette, Winnetka and other Northern Illinois communities.